Not sure where your salary sits? The table below shows what a single employee takes home in Italy at 9 common salaries, using the same rules as the calculator above. A €20,000 salary leaves €17,296 a year, or €1,441 a month, which is 86% of the gross figure. At €100,000 the take-home share is 57%, or €4,752 a month.

Select a salary in the first column for its own page with the full breakdown, hourly and weekly pay. The last column shows the share of any extra pay you would keep after tax and contributions.

Two numbers describe your tax burden. The effective rate is the share of your whole salary that goes to tax and contributions. In Italy it rises from 13.5% to 43.0% across the salaries in the table above. The marginal rate is the share of your next unit of income that is taxed, and it is what matters when you consider a raise, overtime or a bonus.

The marginal rate is lowest around €25,000, where 41% of each extra amount goes to tax, and highest around €20,000, where it reaches 100%. Between those points the rate is not always a smooth climb, because allowances, credits and caps on social contributions switch on and off at different incomes.

A practical example: a 10% raise on €35,000 adds €3,500 to your gross pay but €1,403 to your take-home pay a year, so 40% of the raise reaches your account. Use the calculator and enter a bonus or overtime to see the same effect for your own numbers.

To see how the calculation works, here is a €35,000 salary for a single employee. The average full-time wage is €34,733, so this is a typical figure. The result is €25,872 a year, €2,156 a month or about €12.44 an hour on a 40-hour week.

The largest deduction is Income Tax, at €5,107 or 14.6% of gross pay. Taken together, tax and contributions amount to 26.1% of the salary. Put another way, you work from 1 January until about 5 April each year just to cover them, and about 10 of every 40 hours you work. Credits, where they apply, show as a plus sign because they reduce the tax you owe.

Job offers are quoted per year but bills arrive monthly, so it helps to see the same salary per period. The figures below divide the €35,000 example by 12 months, 26 two-week periods, 52 weeks, 260 working days and 2,080 working hours (a 40-hour week). Your own pay schedule, hours and holidays can differ, and you can change them under More Options in the calculator.

How much of a typical paycheque survives tax in Italy? The table applies the calculator to benchmark salaries from official statistics (the sources are listed in the “Do You Earn a Good Salary?” chart above). The average earner keeps 74% of gross pay.

Single employee, standard settings, tax year 2026.

Italian employees are paid a gross annual salary (RAL), often in 13 or 14 monthly payments. The employer withholds INPS social contributions, IRPEF income tax and regional and municipal surtaxes, and pays you the net amount. The employer also pays the TFR severance fund and its own contributions on top.

Enter your regional and municipal surtax rates in the options, as they depend on where you live.

IRPEF

Progressive rates of 23% up to €28,000, 33% to €50,000 and 43% above, reduced by the employee tax credit (detrazione per lavoro dipendente).

INPS social security

About 9.19% of gross pay, plus 1% on the part above the first pensionable band, up to the annual ceiling.

Regional and municipal surtaxes

Local surcharges on taxable income that vary by region and municipality; typical averages are used by default.