Your monthly budget in Amsterdam
Amsterdam is the Netherlands’s capital and financial centre. It offers high salaries and an excellent cycling and transit network, but one of the tightest rental markets in Europe.
Calculating…
Last updated October 2026. Estimates only: your own rent, bills and habits will differ.
Accommodation costs in Amsterdam
In the second quarter of 2026 the Pararius rent monitor put the average rent in Amsterdam at 27.57 per square metre, about 2,068 a month for a 75 square metre flat. A one-bedroom home of around 50 square metres is therefore roughly 1,400, and a room in a shared flat often costs 900 to 1,000. Homes above the regulated mid-market band are let at free-market prices, and competition for each listing is intense.
| Home | Monthly rent | Source |
|---|---|---|
| Room in a shared flat | €950 | Estimate Typical room in a shared flat in Amsterdam |
| One-bedroom apartment | €1,400 | Estimate Pararius Q2 2026: 27.57 per square metre in Amsterdam, applied to a 50 m2 one-bedroom flat |
| Two-bedroom apartment | €2,070 | Estimate Pararius Q2 2026: 27.57 per square metre, about 2,068 for 75 m2 |
Utilities and internet in Amsterdam
The Nibud, the Dutch national budget institute, estimates that one person in a flat spends about 116 a month on gas and 31 on electricity in early 2026, plus roughly 18 on water. Internet, television and phone together come to about 64 in its minimum budgets.
| Bill | Monthly | Source |
|---|---|---|
| Gas and electricity | €147 | Published price Nibud reference budget, January 2026: about 116 gas and 31 electricity for one person in a flat |
| Water | €17.70 | Published price Nibud reference budget: drinking water for one person in a flat |
| Internet, TV and phone | €64 | Published price Nibud minimum reference budget for telephone, television and internet |
| Basic health insurance | €165 | Estimate Dutch basic health insurance is mandatory; average premiums are roughly 160 to 170 a month, plus a yearly deductible of 385 |
Groceries in Amsterdam
The Nibud sets a minimum food budget of about 273 a month for one adult. Most people spend more than the minimum, particularly on fresh produce and meals with friends, so the calculator starts at 340.
€340 a month for one adult
Estimate Nibud minimum for food is 273 a month for one adult; a typical single shopper spends more
Transport in Amsterdam
A GVB monthly subscription costs roughly 111 in 2026. Trams, buses and metro run frequently, and most residents also own a bicycle. If you travel by national train, an NS subscription is an additional cost not included here.
€111 a month on public transport
Estimate GVB monthly subscription (Amsterdam region), about 107 in 2025 plus the 3.86% fare rise for 2026. A GVB monthly subscription covers trams, buses and metro in the Amsterdam region. Many residents rely on a bicycle instead and use public transport only occasionally.
Dining out and entertainment in Amsterdam
A casual restaurant meal is about 18 to 25 and a beer in a bar around 5. The three lifestyle settings assume roughly 90, 220 and 420 a month for eating out and leisure.
| Lifestyle | Monthly (one adult) |
|---|---|
| Frugal | €90 |
| Moderate | €220 |
| Comfortable | €420 |
How we calculate this
Take-home pay comes from our Netherlands salary calculator, with a single person and standard options. For couples, groceries are scaled to 1.6 times a single adult, utilities to 1.25, and transport, phones, leisure and other costs to roughly two people; rent stays the same because you share one home. Prices marked Published price come straight from an official or operator source; Estimate figures are our judgement from the listed sources and should be treated as a starting point.
Sources
- Pararius, Huurmonitor Q2 2026
- Nibud, reference and minimum budgets 2026
- GVB and Vervoerregio Amsterdam, fare announcements for 2026
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